The Dream of Early Retirement
This is something I would love to do. I don't know if I can actually leave work at an earlier age (perhaps at 45 years old), with three kids to support. I haven't talked to Jen about it yet and I think the first question she'll ask is what I plan to do once I "retire".
For me, retirement is not actually leaving work or the office. I picture retirement as a career shift, perhaps into a work that is less stressful, less demanding, and more fulfilling. I still want to earn money, perhaps discover a few passive income sources and spending more time with my family and my hobbies.
There are tons of videos and articles online, teaching people how they can retire early. According to these financial gurus, the three most common habits that can help you retire early are: (1) eliminate debt, (2) save, and (3) practice frugality.
I think I have mastered the first and second habits. But I still need to be more frugal and cut down on the urge for impulse buying. A big chunk of my cash outflow is devoted to savings and paying off various financial investments. It would be a challenge when all the kids go to school, but I think retiring early is a feasible goal that I can achieve.
Here are two interesting videos that I found online, hopefully they can inspire you to plan for your own early retirement:
For me, retirement is not actually leaving work or the office. I picture retirement as a career shift, perhaps into a work that is less stressful, less demanding, and more fulfilling. I still want to earn money, perhaps discover a few passive income sources and spending more time with my family and my hobbies.
There are tons of videos and articles online, teaching people how they can retire early. According to these financial gurus, the three most common habits that can help you retire early are: (1) eliminate debt, (2) save, and (3) practice frugality.
I think I have mastered the first and second habits. But I still need to be more frugal and cut down on the urge for impulse buying. A big chunk of my cash outflow is devoted to savings and paying off various financial investments. It would be a challenge when all the kids go to school, but I think retiring early is a feasible goal that I can achieve.
Here are two interesting videos that I found online, hopefully they can inspire you to plan for your own early retirement:
Vectorized Nativity Animals
With Christmas coming in a few more months, I decided to help a friend of mine draw some animals for the yearly nativity play.
I tried to make some hand-drawn sketches but decided to try creating vector animals using Adobe Illustrator.
Here are some of the animals I made:
I tried to make some hand-drawn sketches but decided to try creating vector animals using Adobe Illustrator.
Here are some of the animals I made:
Hey Ho...
Listening to Gin Wigmore...
Sad that the series is finally over. Some good things never really last.
Sad that the series is finally over. Some good things never really last.
Reposting Interesting Video about the Global Financial Crisis
I found an interesting video documentary that explains the current global financial crisis, linking the dot.com bubble, the 9-11 terrorist attack, the US real estate/housing bubble, and the bail out bubble. What I found disturbing was the idea that we are all living in borrowed time. It makes you wonder when the next financial crisis would strike.
It looks pretty grim but ironically the local economy is doing good -- thanks to the income generated by the BPO companies and OFWs sending money back home. But I think governments and private citizens do their share in preparing for another possible financial crisis.
It looks pretty grim but ironically the local economy is doing good -- thanks to the income generated by the BPO companies and OFWs sending money back home. But I think governments and private citizens do their share in preparing for another possible financial crisis.
Sandman Mystery Theater (Fan Art)
I've been reading old issues of "Sandman Mystery Theater". I loved the stories and the art. Here are some sketches I made of the main characters in the series.
Money Management (How to Build Wealth)
This is an interesting video that explains how we should manage our money and build our wealth. It talks about money being allotted to three different types of "buckets" -- from the "budget for expenses" bucket, the "passive income and investment" bucket, and the "fun" bucket.
I like the idea of how the allotment of money changes when you become richer and it further changes when you actually have more money in your passive income and investment bucket to cover your expenses. That is true financial freedom.
Sometimes I wish we were taught these sort of practical money management lessons at school. I think children should learn about these concepts from an early age so they can learn how to manage their money and start building their wealth for the future.
I like the idea of how the allotment of money changes when you become richer and it further changes when you actually have more money in your passive income and investment bucket to cover your expenses. That is true financial freedom.
Sometimes I wish we were taught these sort of practical money management lessons at school. I think children should learn about these concepts from an early age so they can learn how to manage their money and start building their wealth for the future.
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